Resources
Guides for Subcontractors & Handymen
Free, plain-English guides on running the business of contracting — pricing jobs, contracts and change orders, getting paid, licensing, insurance and compliance. Each one links to the official sources so you can go deeper.
Pricing & Estimating
Estimating
Estimating Basics
How an estimate is built — and the markup-vs-margin math that decides whether a job actually pays.
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Estimating
How to Figure Your Overhead Rate
Add up the costs of running your business, divide by your job costs or billable hours, and build that number into every price.
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Estimating
How to Price a Tile Job
Measure, add the right waste, count boxes, backer board and setting materials, and price labor by the details that slow tile work down.
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Estimating
How to Price a Painting Job
Figure paintable square feet, gallons per coat and labor, then choose how to price: by the square foot, by the room, or by the hour.
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Estimating
How to Price Handyman Jobs
Hourly or flat rate? How to set a minimum, price small jobs so they pay, mark up materials, and know when a job needs a license.
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Estimating
How to Price a Drywall Job
Count sheets from wall and ceiling area, add waste, price hanging and finishing separately, and match the finish level to what the customer expects.
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Estimating
How to Price a Flooring Job
Measure each room, add waste for the layout, count boxes or square yards, and price tear-out, subfloor prep and trim as their own lines.
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Estimating
How to Price a Deck Job
Break the deck into footings, framing, decking, railings and stairs, count each one, and price the parts that take the most time.
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Estimating
How to Price a Fence Job
Measure the fence line, count sections and posts, price gates on their own, and include removal, digging conditions and permits.
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Estimating
How to Price a Concrete Slab or Driveway
Figure cubic yards from length, width and thickness, then add base, forms, reinforcement, delivery fees and finishing to the price.
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Contracts & Getting Paid
Contracts
What to Put in a Contractor Proposal
A checklist for proposals customers can say yes to: scope, exclusions, price, payment schedule, timeline, change orders and signatures.
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Contracts
How to Write a Change Order
When you need a change order, what to put in it, and how to get it signed before the extra work starts, so you get paid for it.
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Getting Paid
Getting Paid & Collections
Set terms up front, invoice cleanly, and have a plan for late payments — including how mechanic’s liens work.
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Running Your Business
Licensing
Licensing Guide
There is no federal contractor license — a framework plus a 50-state directory so you can find the rule for any market.
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Insurance
Insurance & Bonding Basics
Insurance protects you; a bond protects your client. What each is, which coverages you need, and roughly what it costs.
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Compliance
Compliance Basics
The free federal baselines every sub and handyman should know — safety, lead-safe work, taxes, and public-project pay.
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Sourcing
Tool & Material Sourcing
Pro accounts, supply houses vs. big box, trade credit, and the sales-tax myth that trips up contractors.
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